The Vault Update: tiers, offshore accounts, and where your money sleeps
Bank capacity is no longer a flat cap. Upgrade your vault, open an offshore account, and decide how much risk your cash should carry.
Until today, every player in the city had the same bank: a flat $100,000 cap, no matter who you were. That’s over.
Vault tiers
Your bank capacity now comes from two things: your level and your vault. Everyone starts with a Shoebox. From there you buy your way up:
| Vault | Capacity (lvl 1) | Per level | Cost | Requires |
|---|---|---|---|---|
| Shoebox | $100,000 | +$5,000 | — | — |
| Floor Safe | $250,000 | +$10,000 | $125,000 | Level 5 |
| Bank Vault | $600,000 | +$20,000 | $300,000 | Level 15 |
| Private Reserve | $1,500,000 | +$50,000 | $750,000 | Level 30 |
Upgrades are expensive on purpose. The economy needs sinks, and a vault is the best kind: you’re paying real money to protect real money. Pimp Pass holders get +50% capacity on top of whatever vault they own — and yes, that bonus actually works now.
Offshore accounts
At level 15 you can pay $150,000 to open an offshore account. No capacity limit. Nobody can touch it — not other players, not hospital bills, not the cops.
The catch: the launderer takes 10% of every deposit, and getting money back out takes 24 hours, one transfer at a time. It’s for money you’re putting away, not money you’re using. Park your war chest offshore before you log off for the weekend; keep your working capital in the bank.
Why
Cash on hand is stealable. Bank cash is safe but capped. Offshore is safe and uncapped but slow and taxed. Three places for your money, three different risk profiles — that’s a decision, and decisions are the game.